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The Advantage Plus checking account offered by Bank of America offers standard features. You’ll have the option to pay for purchases with a debit card, Zelle, mobile and online banking or paper ...

As per the bank's overdraft policy, regardless of the amount of money in your account, you may be able to authorize an overdraft and access cash at a Bank of America ATM. You'll pay a $35 Overdraft Item fee for the ATM withdrawal unless you deposit money to cover your overdraft by the end of the business day.

Bank of America Advantage Relationship Banking ® – $100 opening deposit, $25 monthly fee waived with direct deposit or daily balance requirements, etc. Open the account and set up and receive at least 2 qualifying direct deposits of $250 or more into that account within the first 90 days of opening and you’ll get your bonus.

One of the accounts that is available is the Bank of America Advantage Plus Banking Account, which offers a solid checking account experience with a few bells and whistles.

This Bank of America checking account has no fees at all on overdrafts or returned items, making it a great option for newer banking customers with lower balances. Things to consider. Bank of America checking accounts only offer interest APY on the top-tier account. Even then, the rate for under $50,000 deposited is 0.01%.