The Discover it® Balance Transfer has two of the three elements of an ideal balance transfer credit card: a $0 annual fee and a 0% introductory APR period for transfers. It does charge a balance ...

The card requires a security deposit of at least $200, but you can get it back as early as eight months after you open the account. Unlike most secured cards, the Discover it Secured earns rewards, too.

The Discover it card may also be a good pick for parents and students who want to share a credit card. Although Discover doesn’t allow co-signers, it does allow authorized users. As a result, parents could apply for the Discover it card and add their kids as authorized users. Parents would be responsible for paying the bill.

Apply Now. For most people, the Discover it® Miles will deliver the best cash back rewards. It's arguably the one Discover credit card that requires the least maintenance, as there are no rotating categories to keep track of. If you value simplicity, and aren't naturally an optimizer, you want this card.

Discover it Student chrome. Discover also provides a statement credit just for student cards: If you maintain a GPA of 3.0 or above during the school year, you can receive an extra $20 statement credit annually for up to the next five years by applying online.

Discover it® Cash Back. Credit Needed: Excellent, Good. Apply Now. Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.

You are not able to apply for the old Discover cards — the only cards available on Discover’s website are the new “it” cards, which offer better rewards and features than the old cards. As a bank and issuer, Discover is the sole provider of Discover cards.

The Discover it® Cash Back, like other 5% rotating category credit cards, is all about how and when you use it. The standard 1% cash back offered on the non bonus categories is average among no annual fee rewards credit cards. The best value of this card resides in sticking to its 5% cash back calendar.

credit score was in the 490's, got the secured card for $500, perfect payment history, worked hard to improve credit, discover refunded the $500 deposit, eventually raised the limit to $2000, kept working to improve my score, never had any issues, raised score 160 points in 18 months, then today go to use my card and the transaction is declined. call discover and find out they cut my limit to $500 for no reason, so now it appears my card is nearly maxed out, credit limit usage is now seen as ...

If the answer is yes, you can earn cash for referring the Discover card to your family or friends (if they apply and are approved using your referral).   If you refer a friend who becomes a new Discover cardmember, you could  both get $50 Statement Credit.