Applying online is a flexible and easy way to apply for a credit card and, with the right documentation in hand, the process only takes a few minutes. Before you get started, shop around to find the best card, and ensure that you only submit your application on a secure internet connection. Find a credit card.

Once you apply, the credit card issuer will do a more comprehensive credit check before deciding whether to approve or decline the application. 3. Prepare for Either Outcome. You found a credit card, filled out your application and now all you can do is wait for the answer. If you’re approved—congratulations!

Search, compare, and apply for a Citi® Credit Card. Easy to apply online safe and secure. Receive Citi ThankYou ® Points with some of these Citibank offers like the Citi ® Diamond Preferred ® Card or Citi ThankYou® Preferred Rewards Card or enjoy bonus air miles with the Citi ® / AAdvantage ® Platinum Select ® World Elite ™ Mastercard ®.

When you apply for a credit card, the credit card issuer will do a hard pull on your credit report as one of the factors they use to decide whether to approve your application. Credit cards often provide rewards on purchases, which is usually a percentage of the amount you spent with the card.

Explore a variety of credit cards including cash back, lower interest rate, travel rewards, cards to build your credit and more. Find the credit card that's right for you and apply online today.

Get the credit you need with no annual fee. Earn unlimited 1.5% cash back on every purchase, every day. And, you can check out quickly and securely with your contactless card. Earn 60,000 bonus miles, plus unlimited double miles on every purchase, every day. Apply Now. Apply Now.

Applying for a credit card — and waiting for approval or denial — can feel as scary as taking a final exam or giving a public speech. Knowing how to apply for a credit card is one thing, but knowing what issuers are looking for before you apply for a new card is really the first step to success.

This site does not include all credit card companies or all card offers available in the marketplace. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. Click the “Apply Online” button to review the terms and conditions of the offer on the card issuer's web site.

To apply for a Wayfair credit card, you can click “Apply Now“ on this page or call 1-866-513-5795. If you have questions about your Rewards balance or order status, you can reach Wayfair Customer Service at 1-844-611-5018.